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What Is the Cost of Living in Spokane in 2025? Housing, Utilities & More

  • Writer: Nick Briggs
    Nick Briggs
  • Aug 18
  • 4 min read

Updated: Sep 30

Cost of living in Spokane 2025 – breakdown of housing, utilities, and groceries on a colored background


Thinking About Spokane? Here’s What Living Here Actually Costs in 2025

If you’ve been wondering what the cost of living in Spokane looks like in 2025, you're not alone. As the city grows and the real estate market shifts, understanding the real numbers behind home prices, utilities, and everyday expenses is key—especially if you're planning to move or sell. I’m a Spokane real estate agent, and that’s why I’m writing this blog—to break it down step-by-step so you can make smart, informed decisions.


What Does “Cost of Living in Spokane” Really Mean?

The cost of living in Spokane includes everything from housing and utilities to transportation and food. This blog focuses heavily on housing and utility costs in 2025, since they make up the bulk of most household budgets. Remember, this guide is educational and not legal, tax, or financial advice—please consult appropriate professionals for those areas.


Housing Costs in Spokane in 2025: What’s Changed?

🏠 Median & Average Home Prices (2025)

  • Median Sold Price: $445,000 — holding steady month-over-month

  • Average Sold Price: $515,000 — up 4.7% from last year

  • Price per Sq Ft: $218 — slightly down 0.9% YoY

This reflects a neutral market where values are stable, but selection is improving. In fact, inventory is up 33% year-over-year, giving buyers more options than they had in 2024.

Spokane home buyer timeline infographic showing best months to buy or sell in 2025, with icons for pricing trends and market tips, featuring Nick Briggs Real Estate logo — optimized for cost of living in Spokane.

Pro Tip: With the market still balanced, this may be a great time to explore neighborhoods that fit your price range. As a Spokane real estate agent, I can help you compare areas by budget and long-term value.

📊 Market Activity in 2025: Days on Market & Demand

  • Days on Market: 32 days on average (up 18.5% YoY)

  • Sold-to-List Ratio: 97% — sellers are pricing reasonably, and buyers are negotiating a little

  • Months of Inventory: 3.4 — up 31.4%, solidly neutral

A home listed today takes longer to sell than last year, but that gives buyers more breathing room. If you're selling, pricing strategically is more important than ever.

🏡 Rental Market in Spokane in 2025

Though rent prices fluctuate based on neighborhood and property type, current averages are:

  • 1-bedroom apartment: ~$1,135/month

  • 2-bedroom apartment: ~$1,405/month

  • 3-bedroom apartment: ~$1,833/month

Expect seasonal shifts, with slightly higher demand (and prices) in spring and summer.


Monthly Utility Costs in Spokane: 2025 Snapshot

💧 Water, Sewer, Garbage & Stormwater

Here’s what Spokane homeowners can expect in monthly charges:

  • Water (average usage): ~$19.04 base + consumption

  • Wastewater: ~$37.74

  • Stormwater: ~$5.31

  • Solid Waste (garbage/recycling): ~$42.04

These rates reflect typical “inside city” charges. Higher summer water usage could increase your bill by $7–$10/month.

⚡ Electricity, Gas & Heating

Electric bills depend on your heating method (electric vs gas) and square footage, but average costs for a ~1,000 sq ft home or apartment include:

  • Electricity (summer): ~$50

  • Electricity (winter): ~$150–$200

  • Gas (heat): ~$30–$75 depending on the month

  • Total Utilities (electric, gas, water): ~$222.54/month

Pro tip: If your home uses a heat pump, your winter costs could be much lower.

🌐 Internet & Other Utilities

  • Internet (60 Mbps average): ~$67.80/month

  • Mobile & Streaming Bundles: Varies widely—local carriers often run promotions

Look for bundling opportunities if you work from home or have a multi-device household.


Everyday Costs That Shape Spokane’s Budget Reality

🛒 Grocery Costs

Grocery prices in Spokane are roughly 6.7% above the national average, with household staples like produce, eggs, and bread seeing small regional premiums. Farmers markets and warehouse stores offer great alternatives for bulk buying or local savings.

🚗 Transportation & Commuting

  • Gas Prices: Vary, but Spokane’s transportation costs are ~16% above national average

  • Spokane Transit (STA): ~$2 standard fare with a 2-hour transfer

  • New City Line BRT: Improved cross-city accessibility for commuters

If you commute to downtown or hospitals, proximity to public transit can reduce costs significantly.


What’s a Realistic Budget to Live in Spokane in 2025?

Let’s break it down for two typical household types:

💼 Single Adult Renter

  • Rent: ~$1,135

  • Utilities: ~$222

  • Groceries/transportation/misc: ~$1,150

  • Estimated Total: $2,500–$3,000/month

👨‍👩‍👧 Household of 4

  • Mortgage (on $445K home): ~$2,300–$2,600 (est.)

  • Utilities/Insurance/Maintenance: ~$600–$750

  • Other Expenses: ~$2,000+

  • Estimated Total: $5,000–$6,500/month

Always build in a 10–15% buffer for variable or unexpected costs.


Step-by-Step Guide: Using Spokane’s Cost of Living to Plan Your Move

  1. Define Your Housing Type: Renting or buying?

  2. Estimate Home Cost or Rent: Use up-to-date stats above

  3. Calculate Monthly Utilities: Water, electricity, internet

  4. Factor Transportation & Commute: Gas, car, or public transit?

  5. Add Food, Healthcare, Extras: Build in realistic daily expenses

  6. Leave a Cushion: Add 10% for flexibility

  7. Consult with a Local Expert: I help Spokane buyers and sellers create personalized plans based on their goals (Contact Me)


FAQs: Cost of Living in Spokane 2025

  • What is the average cost of living in Spokane in 2025? A single adult renter typically needs around $2,500–$3,000/month, while a family of four owning a home might budget $5,000–$6,500/month.

  • What are 2025 housing prices in Spokane? As of August 2025, the median sold price is $445,000 and the average price is $515,000. The market is considered neutral, with increasing inventory and homes selling in about 32 days on average.

  • Are utilities expensive in Spokane in 2025? Utilities cost about $222.54/month for a modest-sized property, including water, garbage, heating, and electricity—plus ~$67 extra for internet.

  • Is Spokane still affordable in 2025? Compared to many Pacific Northwest cities, yes. Spokane remains more affordable than Seattle or Portland, especially in housing, though some living expenses like groceries and transportation are slightly higher than the U.S. average.


Need Help Navigating Spokane’s 2025 Housing Market?

As a local Spokane real estate agent, I specialize in helping buyers and sellers make smart decisions based on local data—not guesswork. Whether you're planning to move, sell, or invest, I’d love to guide you through Spokane’s evolving market with insight and care.

Let’s talk about your next move.


About Me

My name is Nick Briggs

Being born and raised in Spokane I grew up knowing what a special place this city is, and it was my dream to help others create a life in this wonderful community by guiding them in real estate. I spent many years in the customer service industry, the experience of listening and communication showed me how much I truly loved helping people. I attended Gonzaga University and earned a Bachelor’s Degree in Business Administration to add to my knowledge of guiding, managing, negotiating, and listening to individuals, helping them achieve their real estate goals.



Professional Spokane Realtor Nick Briggs' headshot – cost of living in Spokane 2025 expert

 
 
 
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