Picking the right mortgage can save you thousands. This Spokane buyer guide compares home loan options—conventional vs. FHA vs. VA—covering down payments, credit score ranges, mortgage insurance, funding fees, and when each loan shines. Includes local tips for pre-approval and choosing a lender team.

A few avoidable errors can derail your purchase. This guide outlines home buying mistakes in Spokane—from weak pre-approvals and low EMDs to skipping inspections and over-contingency offers—and shows better strategies to compete without overpaying.