Home Buying Mistakes in Spokane (and How to Avoid Them)

Buying a home in Spokane is an exciting milestone—but it’s also filled with potential pitfalls that could cost you time, money, or even your dream home. This blog walks you through the most common home buying mistakes Spokane buyers make and how to avoid them. As a trusted Spokane real estate agent, I’m sharing this guide to help you make confident, informed decisions in our local market.

Why Spokane Buyers Need a Local Game Plan

Spokane’s real estate market doesn’t play by the same rules as the national average. Our region experiences seasonal shifts, micro-markets within neighborhoods, and property types that can vary block by block. Spokane buyers who rely solely on national advice—or worse, go into it alone—often run into costly surprises.

For instance, a property in South Hill may seem like a great deal online but could come with unexpected upkeep due to the age of the home. Meanwhile, a newer build in Spokane Valley may require quick offers with fewer contingencies.

Mistake #1: Not Getting Pre-Approved Before House Hunting

If you're serious about buying a home in Spokane, getting pre-approved by a local lender is your first smart move.

In this competitive market, many sellers won’t even consider an offer without a pre-approval letter in hand. Waiting to get pre-approved until after you fall in love with a home can result in missed opportunities.

✔️ Pro Tip: Work with a Spokane-based lender who understands the local underwriting nuances and closing timelines.

Mistake #2: Underestimating Spokane's Neighborhood Differences

One of the biggest home buying mistakes Spokane buyers make is assuming all neighborhoods offer the same value, lifestyle, and home features. But Spokane has diverse areas with distinct personalities:

• Kendall Yards is known for modern townhomes and walkability.

• South Hill offers character homes and mature trees—but also higher maintenance.

• North Spokane might give you more square footage for the price, but it can mean longer commutes.

✔️ Tip: Take the time to drive around, visit at different times of day, and ask about upcoming development plans.

Mistake #3: Waiving the Home Inspection (Even in a Hot Market)

In bidding wars, buyers may feel pressured to waive the home inspection just to compete. But doing so can expose you to major risks, especially in Spokane where weather impacts roofing, plumbing, and foundations over time.

Some buyers later discover expensive issues with older systems, basements prone to water intrusion, or outdated electrical wiring.

✔️ Alternative: Consider a pre-inspection or negotiate limited contingencies instead of waiving entirely.

⚠️ Disclosure: This is not legal or financial advice. Always consult a licensed professional before making such decisions.

Mistake #4: Focusing Only on the House, Not the Costs Around It

It’s easy to get caught up in granite countertops and walk-in closets. But many buyers overlook ongoing costs like:

• Heating bills during Spokane’s snowy winters

• Water bills for large lots or older plumbing

• HOA fees and maintenance for condos or planned communities

✔️ Tip: Request a seller disclosure sheet, ask for average monthly utility costs, and budget for seasonal expenses like snow removal.

Mistake #5: Choosing the Wrong Realtor (or Going Solo)

Not all agents are created equal—and Spokane’s market requires specific expertise. Working with an agent unfamiliar with local trends, builder reputations, or micro-market values can cost you big time.

And going without a Realtor entirely? That’s one of the riskiest home buying mistakes Spokane residents can make.

✔️ Benefit: I offer customized buyer consultations based on your budget, timeline, and goals in Spokane. My local knowledge helps you uncover hidden gems, avoid problem properties, and craft competitive offers with confidence.

Ready to buy in Spokane? Let’s talk.

📌 Understanding the Title and Escrow Process

Final Tips for Buying Smart in Spokane

✅ Know your must-haves vs. nice-to-haves

✅ Stay flexible and ready to act—good homes go fast

✅ Get help from a trusted Spokane real estate agent (like me!)

✅ Understand your financing and inspection rights

✅ Do your due diligence on each neighborhood

FAQs: Avoiding Home Buying Mistakes Spokane Buyers Ask About

• What are the most common home buying mistakes Spokane first-time buyers make? Not getting pre-approved, skipping inspections, and choosing the wrong neighborhood are some of the biggest first-time buyer errors in Spokane.

• Is Spokane a buyer’s market or seller’s market right now? Spokane’s market trends vary, but it’s often a competitive environment. Consult with a local Realtor (like me) to get a current, neighborhood-specific assessment.

• Should I waive a home inspection to compete in Spokane bidding wars? It's risky. Consider alternatives like a pre-inspection. Consult a licensed inspector or attorney before waiving any rights.

• How can I avoid overpaying for a home in Spokane? Use a Spokane-based Realtor who can pull accurate comps and help you structure a smart offer.

• Do I need a local Spokane Realtor to buy a home here? Yes, working with a local agent gives you insights into neighborhoods, builder quality, offer strategies, and red flags that out-of-area agents might miss.

📌 Related Blog: How to Buy a House in Spokane

About Me

My name is Nick Briggs

Being born and raised in Spokane I grew up knowing what a special place this city is, and it was my dream to help others create a life in this wonderful community by guiding them in real estate. I spent many years in the customer service industry, the experience of listening and communication showed me how much I truly loved helping people. I attended Gonzaga University and earned a Bachelor’s Degree in Business Administration to add to my knowledge of guiding, managing, negotiating, and listening to individuals, helping them achieve their real estate goals.

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